Couple looking at phone

Flexible home security financing Plans with Vivint

Simple financing for 
smarter homes

Choose the home security or smart home setup that works for you, with
flexible payment plans and straightforward contract options.

FINANCING OPTIONS BY PLAN

Flexible financing for every plan

Vivint offers flexible payment options. You can pay upfront or spread payments out over time. Simply choose what works best for your budget.

  • Step 1
    Choose the right package.

    Choose your package and payment plan. Get set up right away and pay over time.

  • Step 2
    See if you qualify.

    We run your credit through a trusted third party. This helps determine your eligibility and rates.

  • Step 3
    Set up now. Pay your way.

    Professional installation, dependable protection, and affordable monthly rates.

  • SYSTEM FINANCING
  • NEW HOME ALREADY HAS VIVINT

Vivint system financing

Our all-in one smart home system featuring security, automation, and energy.
Plus, professional installation and 24/7 professional monitoring.

 

icon
Month-to-month option

Pay for equipment upfront and enjoy flexible month-to-month monitoring.

icon
Financing option

Spread equipment costs over 36–60 months with available financing.

Payment structure

Equipment payments billed by financing partner. Monitoring service billed separately by Vivint.

0% APR financing available for qualified buyers. Flexible financing options with no money down**

Panel activation financing

Set up, register, and connect your new or existing Vivint Smart Hub to our 24/7 monitoring service.

 

icon
Month-to-month option

Pay for equipment upfront and monitor month to month with $100 activation fee.

  • 12-month: $49 panel activation fee

  • 24-month: $0 panel activation fee

icon
Financing option

Spread equipment payments across up to 24 months.

Payment structure

Equipment payments billed by financing partner. Monitoring billed separately by Vivint.

Lower commitment financing options. Flexible financing options with no money down**

One system. Total control.

With Vivint, you get security, energy, and smart home technology designed as a

single experience, not stitched together. That’s smart living done right.

Big house
let’s get started

Call 844.481.8630 now to get a free quote

Talk to a Vivint expert today to explore your options, pricing, and financing.

By clicking "Start Your Quote", you agree by electronic signature to:
1. The Electronic Disclosure Consent;
2. Receive recurring marketing communications from Vivint at the telephone number and email address you provide on this form, including autodialed calls, texts and prerecorded, artificial, or AI voice messages (consent not required to make a purchase; reply “STOP” to opt-out of texts or “HELP” for help); and
3. Vivint's Terms of Service and Privacy Policy.

Clear options, no guesswork

Your contract, made simple

Pay upfront or finance. Your terms are simple and easy to understand

Frequently asked questions

Does Vivint offer financing for home security systems?

Yes. We offer flexible financing, with 0% APR available for qualified customers. That way you can get the protection you need with payments that fit your budget.

Can I get a home security system with no money down?

Yes, a small refundable payment secures your installation. And if you change your mind, you’ll receive a full refund.

How do monthly payments work for a security system?

Your monthly costs are easy to follow. Equipment payments go through our financing partner, while we handle your monitoring bill.

Do I need good credit to qualify for financing?

Good credit gives you the most options, but we offer financing for a wide range of credit scores.

Is there a no-contract option available?

Yes. We have month‑to‑month options for customers who prefer flexibility.

What’s the difference between paying upfront and financing?

By paying upfront, you get month‑to‑month flexibility with no long‑term commitment. Financing lets you spread equipment costs over 36 to 60 months and can lower what you pay upfront. Some plans may require a down payment, and qualified customers have the ability to get low or 0% APR.

Either way, you get the same trusted Vivint protection. You just get the added bonus to choose what fits your budget.

Can I pay off my equipment early?

Absolutely. You can pay off your financed equipment at any time with no penalties.

Does financing include professional installation?

Yes. Any installation charges are included in your financed equipment total for a seamless, all‑in-one purchase.

What happens if I move?

We've got you covered. Whether you want to move your system or upgrade to a new one, call us and we’ll walk through your options.

How do I apply for financing?

Just give us a call. We'll take you through a quick approval process and help you choose the best financing option.

Vivint logo

Protect what you love, choose how you pay